Micro Loans For Women Impacted by HIV/AIDS, Zambia

 
£8,069
£1,876
Raised
Remaining

Summary

This project provides business training, micro loans, monitoring of businesses, and business counseling to 50 women "local entrepreneurs" for two loan cycles (or a period of one year) in Zambia. Business training & loans along with the package of business counseling helps these women provide for their families, send their children to school, & become role models for others in the community. The women are able to break out of the cycle of poverty and take the first steps towards self-reliance.

What is the issue, problem, or challenge?

Eighty percent of Zambia's population lives on less than a dollar a day which is not adequate to meet their food and shelter needs. This together with a high incidence of HIV/AIDS, leads to a scenario where grandmothers care for 10 or more orphans. Fifty families will be direct beneficiaries of this program. In addition, we expect a second round of impact on 2000 people as these women educate others about prevention of HIV, care of an HIV child, and the importance of keeping children in school.

How will this project solve this problem?

Most of our loan beneficiaries have never been to school and have few income generating skills. A loan and business training helps them take better care of their families via improved nutrition, be able to able to afford school expenses, & build assets for the future. These women are able to break out of the cycle of poverty and low education and take the first steps towards self-reliance. They become role models for others in the community and the ripple effect is long term and sustainable.

Potential Long Term Impact

We believe that empowering women strengthens communities in the medium and long term. In the long term we expect higher attendance in school via better health and nutrition of the children, a lower rate of HIV infection via better education, & a higher number of people with income generating skills in the community. This will lead to healthier and self-reliant families and we expect that this impact will be sustainable and permanent. More than 2000 people will be impacted directly and indirectly

Project Message

I am 79 years old and care for 2 grandchildren who are both HIV positive. I was given a loan which has helped my family to have decent meals. Without this help my grandchildren would not be in school.
- Lexina Zulu, 79 years old, Beneficiary of a small loan and business training

Funding Information

Total Funding Received to Date: £8,069
Remaining Goal to be Funded: £1,876
Total Funding Goal: £9,945

Additional Documentation

This project has provided additional documentation in a PDF file (projdoc.pdf).

Resources

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Organization

Power of Love Foundation

Project Leader

Alka Subramanian

Founder/Director
San Diego, CA United States

Where is this project located?

Map of Micro Loans For Women Impacted by HIV/AIDS, Zambia