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Micro Loans For Women Impacted by HIV/AIDS, Zambia



This project provides business training, micro loans, business monitoring and counseling to 100 poor women entrepreneurs for a period of one year in Zambia. Business training & loans along with the package of business counseling/monitoring helps the women provide for their families, send their children to school, & become role models for others in the community. Earnings from businesses started by the women help them break the cycle of poverty and take the first steps towards self-reliance.

What is the issue, problem, or challenge?

Eighty percent of Zambia's population lives on less than a dollar a day which is not adequate to meet their food and shelter needs. This together with a high incidence of HIV/AIDS, leads to a scenario where grandmothers care for 10 or more orphans. This program will impact 100 families directly (average household size is 7-8 people). An indirect impact on 2000 or more people is expected as recipients educate others on the importance of keeping children in school, HIV prevention & care.

How will this project solve this problem?

Most of our loan beneficiaries have never been to school and have few income generating skills. Earnings from businesses started helps them take better care of their families through a better diet, pay for school expenses, & build an asset base. The women are able to break out of the cycle of poverty and low education and take the first steps towards self-reliance. They become role models for others in the community and the ripple effects are sustained in the long term.

Potential Long Term Impact

We believe that empowering women strengthens communities in the medium and long term. In the long term we expect higher attendance in school via better health and nutrition of the children, a lower rate of HIV infection via better education, & a higher number of people with income generating skills in the community. This will lead to healthier and self-reliant families and we expect that this impact will be sustainable and permanent. More than 2500 people will be impacted directly and indirectly

Funding Information

Total Funding Received to Date: £12,770
Remaining Goal to be Funded: £5,232
Total Funding Goal: £18,002

Additional Documentation

This project has provided additional documentation in a PDF file (projdoc.pdf).


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Project Leader

Alka Subramanian

San Diego, CA United States

Where is this project located?

Map of Micro Loans For Women Impacted by HIV/AIDS, Zambia
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